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What We Offer

Comprehensive Mercantile Services

A complete suite of debt recovery, repossession and field services — delivered by licensed, compliant professionals across every corner of Australia.

Australiawide Mercantile Agency provides mercantile services throughout all States and Territories in Australia to the finance and banking sectors. Our agents are accredited and compliant with current legislation. We carry Workers Compensation Insurance, Public Liability Insurance ($10,000,000) and Professional Indemnity Insurance ($10,000,000).

Service 01

Debt Collections

We specialise in the recovery of monies owed to clients for both unsecured and secured loans. Our collections team is experienced across the full spectrum of consumer and commercial finance products.

Personal loans & unsecured consumer credit
NCCP regulated credit agreements
Mortgages and property-secured debts
Hire purchase & chattel mortgages
Commercial and business loans
First-party and third-party collections
Enquire About Collections

Compliant Collections

All collection activity is conducted in strict accordance with the National Consumer Credit Protection Act (NCCP), ASIC guidelines, the Privacy Act, and relevant state/territory legislation.

Regulatory Compliance

NCCP Act ASIC Guidelines Privacy Act State Legislation
Service 02

Repossessions

Our field agents are experienced in the professional, lawful repossession of a wide range of secured chattels. Every repossession is conducted with full documentation and strict legislative compliance to protect both our client and their customer.

Cars & Motorcycles
Trucks & Transport
Agricultural Equipment
Boats & Marine
Caravans & RVs
Aircraft
Earthmoving Machinery
Catering Equipment
Office Equipment
Mortgaged Properties
Enquire About Repossessions

Professional & Respectful

We understand that repossessions are sensitive situations. Our agents are trained to approach all matters with professionalism and respect, in accordance with client instructions and legislative requirements.

"Mortgaged Property Lockouts, Pre-Litigation Field Calls, and property repossessions also available by arrangement."

Service 03

Field Calls

Targeted on-site visits by our professional field agents to verify, document and re-establish contact between financiers and their customers.

Residence Verification

Confirm customer address, verify occupancy and document current contact details.

A&L / I&E Forms

Complete Asset & Liability and Income & Expenditure forms to assist in financial assessments.

Customer Contact

Interview customers, re-establish contact with clients and request account resolution actions.

Asset Photography

Photograph secured assets in situ for documentation and verification purposes.

Credit Card Pickups

Secure collection of cancelled or expired credit and store cards from customers.

Occupant Interviews

Interview occupants or neighbours to gather leads on a debtor's current whereabouts.

Service 04

Skip Tracing

Finding missing debtors is a specialised skill that combines data intelligence, field work and experience. Our skip tracing team uses only legally obtained information and commercially available search tools.

We combine multiple methodologies to maximise success rates — from commercial database searches to field calls and network intelligence built up over 29 years in the industry.

Commercially available search engine databases
Address history and electoral roll checks
Field calls to last known addresses
Network and associate enquiries
Social intelligence and digital footprint analysis
Legally compliant at all stages of investigation
Enquire About Skip Tracing

Davey Combrink — Skip Specialist

Our dedicated internal skip tracing specialist brings tenacity and expertise to every search case, achieving outstanding outcomes for our clients.

"We undertake all forms of SKIP work however we will only use legally obtained information — always."

Service 05

Process Serving

Australiawide Mercantile Agency provides reliable process serving of any court documents anywhere in Australia. Our nationwide agent network ensures documents can be served promptly, even in remote or regional areas.

Court summons and writs All Australian courts and tribunals
Statutory demands ASIC and corporate notices
Default notices Consumer credit legislation
Legal correspondence Debt recovery proceedings
Enquire About Process Serving

Nationwide Document Service

With 95 agents across the country, we can serve documents in locations where traditional process servers don't operate — including remote and regional Australia.

Metro Areas Regional Centres Remote Areas All States & Territories
Service 06

Online Data Management System

A fully cloud-hosted, Citrix-secured web portal that puts real-time job visibility at your fingertips — 24 hours a day, 7 days a week.

24/7 Access

Login from anywhere at any time to check the status of your accounts.

Real-Time Updates

Field agents update files daily as actions occur — you see changes the moment they happen.

Secure Citrix Portal

Enterprise-grade security via Citrix Web Interface. Your data is protected at all times.

Live Reporting

Comprehensive reporting tools to track portfolio performance and recovery rates.

Client & Agent Access

Separate access levels for clients and field agents — right information to the right people.

Notes & Documentation

Full audit trail of all actions, calls, visits and outcomes recorded against each account.

Client / Agent Portal Login

Need Mercantile Services?

Speak with our team about your specific requirements. We tailor our approach to your business needs.